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2025-26 FAFSA Started Today. Here are 5 Things You Need to Know Before Applying
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2025-26 FAFSA Started Today. Here are 5 Things You Need to Know Before Applying

You can now fill out the 2025-26 Free Application for Federal Student Aid. Ministry of National Education officially announced financial aid form To all students and families today, after months of testing. If you are going to university next year, submitting the form should be on your priority list. last year’s application it was a nightmare.

The 2024-25 FAFSA has released an updated version of the financial aid application that aims to streamline the process for students and their families. Unfortunately, the launch anything but smooth. Many students faced significant delays affecting their college enrollment plans.

The 2025-26 FAFSA initially appeared likely to face similar issues when the Oct. 1 release was pushed back, but additional rounds of testing appeared to go more smoothly as it incorporated feedback from students, parents and schools. The last round of the test, which started on November 18, was opened to all students and participants. More than 140,000 students successfully applied during the testing period. DOE website.

“More students are receiving federal financial aid this year compared to last year, and more students are receiving Pell Grants,” U.S. Secretary of Education Miguel Cardona said during the press call.

Despite all the difficulties, experts still say it is very important Fill out the FAFSA before going to university. This free form unlocks access to various types of federal financial aid, including grants, work-study, and student loans.

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While technical difficulties with the FAFSA are beyond your control, here are some steps you can take to ensure a smooth FAFSA application.

1. Submit the form as soon as possible

One of the best moves you can make when receiving financial aid is to file the FAFSA early. The form is generally available on October 1st each year. But while the 2025-26 FAFSA was made available to only a limited number of students in October, the Department of Education collected and worked on feedback. technical glitches. The department had originally set a goal of a Dec. 1 release but wrapped up testing early.

Smart Money Advice on Issues That Matter to You

CNET Money delivers financial insights, trends and news to your inbox every Wednesday.

If you’re already considering next year’s application, a senior official with the Department of Education said they expect the 2026-27 FAFSA to start on time again on October 1, 2025.

It is important that you submit your application as soon as possible because some financial aid is distributed on a first-come, first-served basis. If you wait too long, you may receive much less financial aid than if you applied earlier.

It is also important to receive your FAFSA before your college and state’s deadlines. Each school sets its own FAFSA deadlines, but these typically fall between January and March. You can check your state’s deadline at: Federal Student Aid website.

2. Create your FSA ID

Before you start filling out the FAFSA, you need to: create your account On the StudentAid.gov website. This includes setting up an FSA ID, which is your unique username and password.

“Student and contributors should obtain an FSA ID as soon as possible, even before the (FAFSA) start date,” said financial aid expert Mark Kantrowitz.

Everyone who contributes to the FAFSA will need their own FSA ID. If you are a dependent student, this means that both you and at least one parent will need your own FSA ID. One common problem during FAFSA testing is that parents have not created their own FSA ID, which takes time to get approved and can delay the application process, a senior education official said.

Unless you are a citizen of the Freely Associated States, you will need to enter your Social Security number to create your StudentAid.gov account. Parents do not need to have an SSN, but they must enter their SSN if they have one.

According to Cathy Mueller, executive director of Mapping Your Future, a financial aid literacy organization, it’s crucial that you enter the information correctly the first time.

“Unfortunately, some of the problems experienced in the past were caused by incorrect entry of Social Security numbers and dates of birth.”

3. Determine whether you are a dependent or independent learner

Dependent students must complete the FAFSA with at least one parent; Independent students can fill out the FAFSA on their own. There are many questions you can ask yourself Determine your addiction statusfor example:

  • Are you 24 years or older?

  • Pursuing a master’s or doctoral degree?

  • Are you a veteran or currently serving on active duty in the U.S. armed forces?

  • Were you an orphan, under state protection, or in foster care before the age of 13?

  • Are you married?

If you answered yes to any of the questions above, you may be considered an independent student. If your answer is no, you are an addicted student.

Dependent students must complete the FAFSA with the assistance of at least one parent. For example, if your parents are married and file taxes together, only one parent needs to contribute the form (but they must report information for both parents). If your parents are married and file taxes separately, they will both need to contribute to the FAFSA.

Note that students and parents fill out separate sections of the FAFSA. Make sure you are working in the correct section to avoid errors. The Federal Student Aid site recommends that the student complete and enroll in his/her section before the parent begins his/her section.

4. Gather your information in advance

Organizing all your important documents in advance can help you have a smoother FAFSA application. The FAFSA will ask for your and your contributor’s contact information, as well as details about your finances. Among the information you may need:

  • Tax returns from two years ago

  • Current balances of any bank account

  • Net worth of investments, businesses and farms

  • Child support records

In the new version of the FAFSA, you must allow federal tax information to be transferred directly to the form. Financial Aid Direct Data Exchange. Refusing this automatic transfer will disqualify you from receiving federal student aid, even if the contributor manually enters tax information into the form.

5. Examine everything for accuracy

While the old FAFSA asked you 108 questions, the new FAFSA asks significantly fewer questions. But even though the form is shorter, you don’t want to rush it. Student aid website says this should be taken less than an hour Complete, but take extra time to make sure you understand each question and answer it correctly.

Kantrowitz said filling it all out at once rather than spreading it out over several days can help prevent technical glitches and reduce inconsistencies in your answers.

Review everything to make sure all your answers are correct before you hit send. Errors can cause delays, which may affect your financial aid awards.

After you submit the FAFSA, you will receive your Student Aid Report, which summarizes your FAFSA details and estimates your financial aid eligibility. If you notice any errors at this point, you can correct them by logging into your StudentAid.gov account or contacting your college or career school.

Where to seek help

Filling out the FAFSA can seem daunting, especially if you’ve never done it before. Fortunately, there are resources that can help you along the way.

On your FAFSA form, you will see various question mark icons that, when clicked, provide clues on how to answer a question. You can also find answers to frequently asked questions at: FAFSA Assistanceand via chat with Aidan, Federal Student Aid’s virtual assistant.

If you want to talk to a human, you can access live chat or send an email to: Federal Student Aid Information Center or call 800-433-3243. Cardona said the contact center increased its staff this year and expand night and Saturday hours From November 22 to March 2, 2025.

Finally, you can reach out to your high school counselor or your university’s financial aid office for help.

By taking these steps and seeking help throughout the process, you can ensure that the FAFSA application goes smoothly and maximize your chances for financial aid.